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This type of funding is for any new build, conversion, refurbishment, or extension work being carried out by any builders, developers or landlords, whether a small or large business.

It can be used for the purchase or refinance of either land or property.

Our lenders offer a greater acceptability of borrowers, as well as more flexibility, than the high street banks.  This results in a faster turnaround and less paperwork.   Borrowers do not have to demonstrate previous experience of new build propositions.  All cases are based on their own viability.

Loan Details:-

  • Land – Up to 70% of land value if planning approvals are in place.
  • Land – Up to 50% of land value without planning approval.
  • Up to 100% of build costs.
  • Property – Up to 70% of property value plus up to 100% of conversion or refurbishment costs.
  • Minimum loan amount £30,000  -  Maximum £20,000,000.  Build costs monies released in tranches throughout the development or work programme against surveyors certificates.
  • Term – 2 months to 2 years, can be renewable.
  • Fast completion time.
  • No monthly payments - Interest ‘rolled up’ within agreed maximum loan facility.
  • Sole traders, partners, LLP’s, or limited company applicants welcome.
  • Status or non-status borrowers accepted.
  • Interest rates subject to each proposal.
  • All we need are a copy of the Approval Notice and Conditions, a full set of plans, an outline of the building costs, and the borrower’s details.
  • A simple procedure and the rapid completion of the (first) drawdown is our objective.
  • Your costs will include valuations, all legal fees, lender’s facility fee, our broker fee, and the surveyor’s site visits for further drawdowns.

To discuss how we may help you, please contact us


Lloyds TSB Natwest RBS Bank of Scotland Abbey The Co-operative Bank Barclays Commercial Bank